Payright is a provider of interest free loans which allows you to turn one big payment into easy bite size instalments!

Yes. The protection of your personal information and the security of their customers is paramount to Payright. Payright complies will all industry regulations.

Anyone who is over 18 years old, is an Australian resident and obtains a regular income. For more information, please contact the Payright team on 1300 338 496. The Payright lending criteria is then applied to each application to determine a credit decision.

You can update your details at any time by calling Payright on 1300 338 496. They are open 24 hours a day.

Your account is activated by me once the goods or services have been delivered or are in the process of being delivered. Your account is activated upon your first purchase and remains active beyond the repayment of your goods for as long as you require. Once your plan has been activated, Payright will provide you written notice by email and send an SMS notification to your mobile phone number provided.

As part of Payright’s responsible approach to lending, your application may include a credit check. A credit check is only conducted with your consent. When you apply for a Payright loan, you will be sent an SMS containing a verification code and asking your consent to conduct a credit check. When you provide the verification code to Payright or me, you are providing your consent to the credit check.

Payright is always interest free which makes your plan really affordable. When you make a purchase, Payright will open an account for you. You will pay a one off establishment fee (from $0 up to $89.95). This fee is added to the loan amount and is payable over the loan term. There is also a monthly account keeping fee of $3.50, which is a charged (pro-rata) with each repayment and a $2.95 payment processing fee which is also added to each repayment. This information will be outlined for you in a credit schedule.